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Your pension will be increased from 1 January 2019.
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| News |
| Edition 3 | Year 2 | December 2018 |
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The pension fund's board wishes you happy holidays and a successful 2019.
This digital newsletter provides you with the latest news in 2018. |
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| Pension increase from 1 January 2019 |
| The pension fund’s financial position is sufficient to allocate the entire supplement. The pensions of retirees and former members will be raised by 1.68%. The fund has also decided to allocate a catch-up supplement of 0.16%. |
Statutory rules have to be taken into account when allocating a supplement. The pension fund many only allocate a full supplement if its policy funding ratio stands at 121.9%. The policy funding ratio was 123.5% at the end of November, which is high enough to allocate the full supplement. The supplement of 1.68% is equal to the increase in prices according to the consumer price index of CBS.
A catch-up supplement of 0.16% will be allocated in addition to the annual supplement on 1 January 2019, to compensate for part of the supplement missed in the past.
The final decisions on supplements are always taken by the board. Further details of the supplements policy can be found on our website. |
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| Policy funding ratio at 123.5% |
| The pension fund has to have sufficient assets to be able to pay the pensions, both now and in the future. The measure used for this is the policy funding ratio. |
The policy funding ratio of the Staples Pension Fund was 123.5% at the end of November. The pension fund is therefore in a solid financial position, both now and in the future.
The government sets a required funding ratio for each pension fund. This is approximately 116.3% for the Staples Pension Fund. The policy funding ratio of Staples Pension Fund has been higher than the required funding ratio since July 2017. |
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| No increase in age of entitlement to AOW pension in 2024 |
| The age of entitlement to AOW (state retirement) pension will not increase in 2024. The age of entitlement to AOW pension will remain the same in 2022, 2023 and 2024. |
From 2022, the AOW age will be linked to life expectancy. If people on average are living longer, the AOW age will increase in 3-month steps. In 2022 and 2023, the AOW age will be 67 years and 3 months. The AOW age will also be 67 years and 3 months in 2024 as well, because life expectancy has remained more or less stable
If you retire before reaching your AOW age
In this case your financial planning needs to take account of the fact that the AOW age may still increase. You could then have a gap in your income. If you want to retire earlier, you need to consider the consequences of the AOW age for your income carefully. A tool to calculate your AOW age is available on the website of the Social Insurance Bank www.svb.nl. |
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| Activate your My Staples Pension account |
| If Iyou have digital mail in My Staples Pension, you will be notified by e-mail. For this, you need to record your e-mail address in My Staples Pension. |
| Log in to My Staples Pension via the website www.pensioenfondsstaples.nl/en using your DigiD. At My Staples Pension, you will find an overview of your pension details and your annual Uniform Pension Statement. |
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| Read other messages on the website |
| We regularly publish news and updates on our website. |
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Pension fund closed since 1 July 2018
Since no new pension will be accrued in the Staples pension fund, the fund will continue as a closed pension fund. A closed pension fund can continue to exist independently.
New rules for small pensions
If you change your job frequently, it could be that you have several small pension pots with various pension funds. These small pensions are usually commuted and thus do not form part of the pension you receive later. The government has changed the rules for small pensions with effect from 1 January 2019.
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| Contact |
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| About Pensioenfonds Staples |
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Pensioenfonds Staples has been a closed fund since 1 July 2018. For former participants and pension beneficiaries, the fund continues to implement the scheme. The fund wants to offer all participants a good pension for the money they have entrusted to the fund, now and in the future.
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This message was sent automatically by Pensioenfonds Staples. You cannot reply to this email.
Do you have any questions please contact the Pension Service Department. |
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